Know where your money goes.

Say it, scan the receipt, or type it in — about five seconds either way. Finzy fills in the rest, and everything stays on your phone.

Finzy showing the month's total, recurring bills and recent expenses

Add an expense however you like.

Say it out loud, take a photo of the receipt, or type it in yourself.

Say it out loud

Press the microphone and say what you spent. Finzy writes down the amount, the shop and what kind of spending it was.

Take a photo

Point your camera at the receipt. Finzy reads the total, the shop and the date off it for you.

Type it in

Big buttons, large numbers, and your usual categories right there on the same screen.

See how the month is going.

Four cards that build themselves from what you log, and update as you go.

  • Monthly pace. How you compare with the same day last month, and what you are on course to finish on.
  • Spending calendar. A dot for every expense you logged that day. Tap a day to see what you bought.
  • No-spend streak. Days in a row without spending, plus your best run this month.
  • When you spend. The days of the week your money actually goes out.
Insights screen showing this month's pace against last month and a spending calendar
Built-in AI

An AI that knows what you spent.

It reads your own records and answers in plain English.

  • Saving Opportunities. Specific places to cut back, worked out from what you actually spent.
  • Ask Fin. Category breakdowns, comparisons, daily patterns or totals — asked in your own words.
Widgets

Log it from your Home Screen.

Add a Finzy widget and the keypad, voice and receipt scanner are one tap away — no need to open the app first.

  • Finzy. This month’s spending and what is left, with buttons for the keypad, voice and the receipt scanner.
  • Quick add. Four tiles: the app, the keypad, voice and the scanner. One tap goes straight to that screen.
  • This month. What you have spent, what is left of your budget, and today’s total.

When the month ends, it tells you the story.

Your busiest days, your quietest ones, and how it all compares with last month.

Peak and quiet days

Which days of the week you spend on, and which you never do.

Days you spent nothing

Your longest run without spending, and how it compares.

Against last month

What went up, what came down, and which category moved most.

There’s more built in.

Recurring expenses

Mark rent, loans and subscriptions once. Finzy reminds you the day each one is due.

Budgets

A monthly cap plus per-category limits, suggested from what you really spent.

Export your data

Any range to a CSV file — this month, this year, or everything you have logged.

Cloud backup

Optional. Your email and a 6-digit code, and your expenses follow you to a new phone.

Start with your next coffee.

Finzy works offline, shows no ads, and never sells your data.